The news of Bengaluru-based IMA cheating thousands once again underlines the need for investors to steer clear of unregulated deposit schemes. The most important sign of a Ponzi scheme is the promise of exorbitant returns and so investors must ask how the promoter expects to earn the kind of return he is promising, says Sanjay Kumar Singh.
Before participating in such a scheme, do a detailed background check of the company's credentials, especially if the promised returns are unrealistic.
BoB's offer of a lower home loan rate to customers with credit scores of 760 and above makes it incumbent on everyone to pay heed to this all-important number.
These investors are not only betting on little-known stocks, but also sectors that the market participants are not paying much heed to. Some of these stocks can be potential multi-baggers, while others may not live up to the expectations of these stock-pickers, says Jash Kriplani.
Evaluate recurring investment products and do the numbers before making any investments.
With home loan rates headed north, experts advise how borrowers should cope with their rising liabilities.
Oscar tips for Priyanka Chopra!
Given its features as a retirement product (long lock-in and compulsory annuitisation), investors should have other investments they can fall back on in case they need funds
Twenty-eight years ago almost to the day, 37 unarmed Muslims were killed in cold blood, an act of wanton violence for which no one has so far been held guilty. Jyoti Punwani and photographer Uttam Ghosh visited the Meerut locality after the trial court recently acquitted the security personnel charged with the killings, and found a town untouched by its grim past.
The army was on Saturday deployed in various parts of the tense Jammu as the sikh youth killed in clashes with police was cremated after the state government accepted most of the demands of the agitating community.
'One reason why Suchitra Sen quit acting in the 1970s was the mediocrity that overtook Bengali cinema. Many of the directors she knew well and felt comfortable working with passed away. The scripts offered to her were awful,' Moon Moon Sen talks about her famous mother, the legendary Suchitra Sen, who passed away on January 17.
Look at effective interest rate on home loan offers. Availing of ICICI Bank's cashback offer will mean you lose the flexibility to switch or prepay the loan, reports Sanjay Kumar Singh
Garbh Vigyan Sanskar's logic: Have sex when the right planets are lined up; stop after you get pregnant, notes Mitali Saran.
Modi-Shah BJP has resurrected dangers and the enemy from the past and built a scary jingoism. It's a great diversionary tactic but history shows it never ends well, points out Shekhar Gupta.
Despite the government crackdown on Web sites advertising escort services, the Internet leaves enough wiggle room for debauchery to thrive.
The note ban is Modi's make-or-break gambit for 2019. Opposition leaders see a vulnerability and won't gift pre-eminence to the Congress, says Shekhar Gupta.
Experts say the move will make matters worse for buyers, reports Karan Choudhury.
A Molotov cocktail of lies, abuse and bigotry is blowing up social media.
'By entering at an early age, they stand a better chance of developing into skilled investors.'
Enguru app's 40-hour programme teaches general spoken English & employability-focused English.
Customers should be fully aware of what their policy covers and should follow claim procedures meticulously, says Sanjay Kumar Singh.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Arun Shourie, who made a name as an editor par excellence before he chose to join politics, put it in perspective: 'The Rafale judgment enables the media to its job.'
Investors in international funds should have a horizon of more than five years. Not only will this help them overcome equity and currency volatility, it will also help them enjoy better tax treatment, says Sanjay Kumar Singh.
'The non-vegetarian share of the population fell from 75 to 71 per cent between 2004 and 2014, no doubt in anticipation of the lotus blooming.' 'Three years of saffron authoritarianism may have thinned the non-vegetarian ranks even more,' says Sunanda K Datta-Ray.
Home buyers would be able to invoke Section 7 of the IBC against errant developers.
'Across the country -- in Tamil Nadu, Jharkhand, Manipur, Delhi, Bihar, West Bengal -- men were lynched on suspicion of being thieves by ordinary people armed with rods and sticks.' 'But none of these lynchings made big news.' 'None of these lynchings were cow/beef-related.' 'The perpetrators were unknown people, not so-called gau rakshaks.' 'So why were these instances of mob violence considered less newsworthy than cow-related lynchings?' asks Jyoti Punwani.
In the Budget, the government has banned cash transactions above Rs 300,000. This means that people will have to pay stamp duty and registration charges on the actual cost of transaction.
She added 148 workers from Maruti Suzuki had been imprisoned for two years without bail, on charges of killing a plant manager.
A K Bhattacharya lists three reasons why Finance Minister Arun Jaitley will most likely present a full Budget on February 1, 2019.
The President has approved award of 398 gallantry and other defence decorations to armed forces personnel and others on the eve of the 68th Republic Day Celebrations.
These funds carry low risk and should be able to beat the returns from fixed deposits.
Defying prohibitory orders, protests were held in Delhi, Bengaluru, Hyderabad and several other cities. Protesters, mostly students and activists, were detained on a large scale in national capital and other places.
Wondering if mutual fund investments can help you make you enough money for your retirement and child's marriage? Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
As yields on 10-year government bonds rose from 6.65% in April 2017 to around 7.50% now, liquidity pressures have increased the cost of funds for housing finance companies.
The biggest achievement of demonetisation is that it has brought about a social revolution against black money and corruption, says Sukumar Mukhopadhyay.
'Anything other than a complete, 2014-style victory will be far more devastating for him then it would be for anyone else.' 'Disciplining restive party members, and taming recalcitrant allies will then be far more difficult for him,' says Mihir S Sharma.
'The book has immense value because it reveals the inner workings of the think-tank which appears to provide facts and insights to Modi, though he himself takes the final decisions and articulates them in his characteristic rhetorical style,' says Ambassador T P Sreenivasan.
Ponzi schemes have characteristics that the informed investor can spot easily.
'If the new rate is lower than your current rate, ask your bank to shift you to it.' 'This can be done by paying a fee of Rs 5,000 to Rs 6,000.'
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